Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

Simple Safety Tips to Help Protect Your Family, Friends, and Property During Your Fourth of July Festivities

How to Have a Safe 4th of July Celebration

Fourth of July is one of America’s favorite holidays and it’s a time to enjoy Independence Day with your family and friends.

Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries, and in a typical year about eight to 10 people are killed by fireworks.

On top of that, fourth of July fireworks start an average of 18,500 fires every year, including 1,300 structure fires, 300 vehicle fires, and 16,900 outside fires, according to the National Fire Protection Association.

But you can take steps to protect your family and your property so that you don’t have to be one of those statistics. It all comes down to common sense and respecting the power of the fireworks.

Mind the Sparklers

Usually these are known as “kiddie” fireworks, but you may be surprised to know that they cause one-quarter of the house fires and emergency room fireworks injuries on Fourth of July.

(more…)

 

HIPAA Special Enrollment Rights and Procedures

The Special Enrollment Rights is granted to employees and their families under HIPAA regulations for businesses with at least two staff members. It details specific qualifying life events, such as marriage, birth, or the loss of alternative insurance, that allow individuals to join a health plan outside of the standard enrollment window. To secure coverage, participants must typically notify their employer within 30 days of the event, though certain Medicaid or CHIP changes allow for a 60-day notification period. New applicants must submit formal enrollment paperwork, while those already insured must provide written requests to add dependents. All requests must be accompanied by supporting documentation to verify that a valid change in status has occurred. For further clarification, the text directs employees to consult their HR representative or visit the Department of Labor website.